The Armak Credit Card offers compelling financing options, giving you the flexibility to pay over time*. Benefits of the card include convenient payment options, no annual fee** and special access to cardmember-only offers and promotions.

Cardmembers enjoy:

  • Exclusive financing offers giving you the flexibility to pay over time*
  • Special access to cardmember-only offers and promotions
  • No annual fee**
  • Convenient online account management

Option 1: No Interest If Paid In Full Within 6, 12 or 18 Months

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 6, 12 or 18 months or if you make a late payment.†

No Interest If Paid In Full Within 6, 12 or 18 Months

6 months $500.00 – $1,499.99
12 months $1,500.00 and up
18 months (for Astor by The Armak™) $2,000.00 and up

Option 2: Equal Payments and 9.99% APR if paid in full within promotional terms ††

Equal Payments and 9.99% APR if paid in full within promotional terms.††

24 month term $2,000.00 – $2,999.99
36 month term $3,000.00 – $3,999.99
48 month term $4,000 and up
60 month term $6,000 and up

Option 3: No Special Terms †††

New purchases are afforded a 25 day grace period if you pay your balance in full each month.

Terms and Conditions

* Subject to credit approval and availability. Account must be in good standing at time of transaction. Promotional financing available with The Armak Credit Card Accounts offered by Comenity Capital Bank, which determines qualifications for credit and promotional eligibility. Minimum purchase and minimum monthly payments are required.

** Standard variable Purchase APR of 29.99%, based on the Prime Rate. Minimum Interest charge is $2.00 per credit plan.

† No Interest if paid in full within 6, 12 or 18 months.
No Interest if paid in full within 6, 12 or 18 months. Interest will be charged to your account (at the standard, variable APR of 29.99% based on the Prime Rate) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Required minimum purchase of $500.00 for the 6 month plan, $1,500.00 for the 12 month plan or an Astor Diamond at least $2,000 for the 18 month plan. The Armak Credit Card Accounts are offered by Comenity Capital Bank, which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $27. Minimum Interest Charge is $2.00. Standard variable APR of 29.99% based on the Prime Rate.

†† 9.99% APR if paid in full in 24, 36, 48 or 60 months.
If the balance is not paid in full in 24, 36, 48 or 60 months or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable APR of 29.99% based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded to the nearest $1.00); or $5. Required minimum purchase of $2,000 for 24 month plan, $3,000 for 36 month plan, $4,000 for 48 month plan and $6000 for the 60 month plan. The Armak Credit Card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $27. Minimum Interest Charge is $2.00. Standard variable APR of 29.99%, based on the Prime Rate.

††† The Armak Credit Card Accounts are offered by Comenity Capital Bank, which determines qualifications for credit and promotion eligibility. Minimum monthly payments are required and at no time will the minimum payment due be less than $27.00. Standard variable Purchase APR of 29.99%, based on the Prime Rate. Minimum Interest Charge is $2.00 per credit plan.